Financial Planning Services LTD

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You want to work with an independent, Fee-Only firm. We charge hourly fees or flat fees per project. We accept no commission or sales incentive of any kind, nor do we sell any products. We work only for our clients, and are dedicated to serving their best interest.

You do not want or need a full-time money manager or financial planner, but you do need access to independent, professional advice on an occasional or periodic basis. Much like seeking expertise from your attorney - or even your dentist or family physician - clients seek out and schedule our financial planning expertise when they need it. Just like your dentist, we do recommend periodic check-ups, but you are in charge of calling back to schedule those meetings.

You are a do-it-yourselfer who would value having a relationship with an objective professional you bounce ideas offperiodically, but don't feel the need to pay someone to fill out forms, make phone calls, or generally "nag" you about paying attention to your financial affairs.

If you're interested in objective advice from a professional planner, please explore this site. If you're ready to take the next step in building financial peace of mind, download the Confidential Questionnaire (click onClient Forms to the left) and call or e-mail to schedule a complimentary Get Acquainted appointment. Completing the questionnaire helps you to pull together all your financial information into one place - an important first step.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Michael S. Smith, Principal, Financial Planning Services, Ltd., and his editorial staff. Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation.Links to other sites endorsing a stock should not be construed to be a recommendation of that stock by any member ofFinancial Planning Services, Ltd.