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Union Bank
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It is an exciting time for us at Bay Community Bank, as we look forward to the completion of our merger on November 3, 2008, and officially join
Address5030 George Washington Mem Hwy Yorktown, VA 23692-2770
Phone(757) 833-5970
Websitewww.baycommunitybank.com
Attention Internet and .biz banking Customers Please Read Regarding Website Down Time:
On Monday, November 3, 2008, the Internet Banking merger from Bay Community Bank ("Bay") to Union Bank and Trust Company ("Union Bank & Trust") will be completed. Your new Internet and .biz banking sites will look very similar to the Bay sites and offer the features you currently use with Bay.

Beginning Thursday, October 30 at 6 p.m. through 8 a.m. Monday, November, 3, Bay Bill Pay system will be unavailable as we prepare to transfer your records. Payments requested prior to this time will be processed as scheduled.
On Friday, October 31 at 4 p.m. through 8 a.m. Monday, November 3, your Bay internet banking and .biz banking access will be unavailable to allow us to convert your records to the Union Bank & Trust internet banking and .biz banking systems. However, all online transfers processed before 5 p.m. will be credited on that business day.
On Monday November 3, The Union Bank & Trust website will be available at approximately 8 a.m. The website address is www.unionbankandtrust.com. You will be able to view your account information including your cleared transaction history up to Friday, October 31.

To our customers and neighbors:
It is an exciting time for us at Bay Community Bank, as we look forward to the completion of our merger on November 3, 2008, and officially join our sister bank, Union Bank & Trust. Union Bank & Trust is one of the largest community banks headquartered in the Commonwealth. As both Bay Community Bank and Union Bank & Trust are members of the Union Bankshares family and share its commitment to community banking, the personal attention and exceptional customer service you have received will continue uninterrupted.
Beginning November 3, 2008 you will have access to 38 additional branches throughout the Fredericksburg , Richmond and Charlottesville areas, plus the convenience of over 100 ATMs, free of charge.
If you have any questions regarding the Union Bank & Trust merger, please visit your local Bay Community Bank branch, or call the Union Bank & Trust Customer Service Center at (866) 593-1100.

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